46 replies to this topic

[DarkBlaze557]

Due to the fact that this is a new system, tweaks are necessary to perfect the banking system (especially since the people that ran it way back when are long since gone).

As such, I will address some concerns and announce a few tweaks that were made to address these concerns:

1) When I deposit my entire balance without taking into account the deposit fee, I am put into the negative! Is this a bug?
-No, this is how it was intended to work (even though I personally find it silly). To correct this, I have removed the deposit fee entirely.

2) When it says the Interest rate is APY, does this mean it only compounds per year?
-No it does not. I had to research a bit to find out how to adjust this. Apparently the default was 30 days. I have changed this to 7 days.

3) 5% is a really low interest rate for a savings account. I'm not sure it's worth the investment.
-You're insane. The best savings account rates for any savings account across the United States is just under 1% (Yes, I researched this thoroughly). I think 5% is more than generous (and those are the bank accounts that only compound once per year). Since this has been changed to 7 days, I have decreased this to 2%.

4) 500 XCBux is a lot to invest for such little potential for profit.
-You've gotta work for your money! But since you're all whiney about it, I guess I can decrease it to 300 XCBux and see how it goes.

5) Why do I have a Withdrawal Fee of 5%? And what does the 5% calculate based on?
-The withdrawal fee is to promote keeping your XCBux invested into your account. As a bank, we want you to be financially responsible and encourage you to continue saving your XCBux. That way we can all (finally) overthrow Andrew permanently. The 5% is calculated based on the amount that you have selected to withdraw. So if you have 10,000 XCBux in your account and you withdraw 100, you will only be subject to a fee of 5 XCBux, not 500.



More stuff to come over time. I'm researching the Stock Market and other Investment options at the moment, so when I have a solid idea of how I want those to look, you'll see them come up.



EDIT:

Oh, and I added a new item to the store. Enjoy.

[Stomach The MachoPony]

so i tried the raffle thing and now my name is bold

[Zera]

Very much improved with the new tweaks, for once I'm not ashamed to call you admin darkblaze <3

[Jesse]

DarkBlaze557, on 30 July 2012 - 10:20 AM, said:

The 5% is calculated based on the amount that you have selected to withdraw. So if you have 10,000 XCBux in your account and you withdraw 100, you will only be subject to a fee of 5 XCBux, not 500.

God, that would suck wouldn't it? I know, I'm just gonna withdraw -400 XCBux, because I have to.

[Rayth Mistwalker]

has my bux been fixed to 0 again then?

Apparently not..

[TheLaughingMan-JDS]

...did you seriously change the Lottery to have numbers that go up to 19?! D:

[DarkBlaze557]

Rayth Mistwalker, on 30 July 2012 - 04:31 PM, said:

has my bux been fixed to 0 again then?

Apparently not..

No, I'd have to give you XCBux to do that. They're easy enough to earn back.

TheLaughingMan-JDS, on 30 July 2012 - 05:29 PM, said:

...did you seriously change the Lottery to have numbers that go up to 19?! D:

Yes I did. I felt like it was too easy to win it in its current state, so I changed it. We'll see what happens.

[Zera]

DarkBlaze557, on 30 July 2012 - 05:31 PM, said:

TheLaughingMan-JDS, on 30 July 2012 - 05:29 PM, said:

...did you seriously change the Lottery to have numbers that go up to 19?! D:

Yes I did. I felt like it was too easy to win it in its current state, so I changed it. We'll see what happens.

Jerk.

[Rayth Mistwalker]

*mutters* oh well at least i'm getting okish interest.. 2% a week.. i have like 2k in there maybe..

[Harpuia]

I have close to 5k.  So that's 100 a week. Not bad.

[TheLaughingMan-JDS]

With Interest alone I should be able to topple Andrew within a year. Sooner with Random, Lotto (>.<), and, well, posting.

[Zera]

TheLaughingMan-JDS, on 30 July 2012 - 09:44 PM, said:

With Interest alone I should be able to topple Andrew within a year. Sooner with Random, Lotto (>.<), and, well, posting.

random was limited down to 1 now tho, :<

[TheLaughingMan-JDS]

o.o; Well... See you in a year...

[Nanobear]

TheLaughingMan&#045;JDS, on 30 July 2012 - 09:44 PM, said:

With Interest alone I should be able to topple Andrew within a year. Sooner with Random, Lotto (>.<), and, well, posting.

Wouldn't Andrew invest all his money and always be a step ahead of u

[TheLaughingMan-JDS]

*shoots Nanobear*

There.

Now no one will have heard him say that.

[Zera]

or we can just pretend like i didnt get robbed for my 100k, and id be ahead!

[Nanobear]

TheLaughingMan&#045;JDS, on 30 July 2012 - 11:01 PM, said:

*shoots Nanobear*

There.

Now no one will have heard him say that.

Hahaha bitch i still live. I like the reign of Andrew

[kyros27]

He could also just give himself another 50k...

[DarkBlaze557]

kyros27, on 31 July 2012 - 12:03 AM, said:

He could also just give himself another 50k...

No he can't.

[Gunnybear]

TheLaughingMan&#045;JDS, on 30 July 2012 - 11:01 PM, said:

*shoots Nanobear*

There.

Now no one will have heard him say that.

But we all heard him say it